Kentucky Home InsuranceHail across Kentucky, county by county
Hail across Kentucky
Kentucky recorded 1,001 hail events of one inch or larger over the last 10 years, in 116 of its counties, along with 5,899 damaging wind events and 397 tornadoes.
Where it falls is uneven. The counties that took the most:
| County | Hail events | Largest |
|---|---|---|
| Jefferson County | 47 | 2.00" |
| Warren County | 34 | 2.75" |
| Daviess County | 24 | 2.75" |
| Nelson County | 24 | 2.50" |
| Pike County | 23 | 2.50" |
| Floyd County | 22 | 2.50" |
Roof claims are what most homeowners end up filing, and policies differ most in how they pay for a roof — replacement cost or depreciated value — and in whether a separate, larger wind and hail deductible applies.
Source: NOAA Storm Events Database, through 2025.
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